Retire Profile

See where your retirement savings are heading

Answer a few questions about you and — if you like — your spouse, add your Social Security estimate and every account you save into, and this builds a year-by-year projection through retirement. Nothing is uploaded and nothing is kept behind your back: the whole thing runs on your device, and the only copy that outlives this tab is the file you choose to save.

• 👤You and a spouse — names, dates of birth and the age each of you plans to retire. The spouse is optional and can be added or removed at any time.
• 🇺🇸Social Security — enter the benefit shown for your full retirement age and the age you plan to claim; the early-claim reduction and delayed credits are worked out for you.
• 📊Every account — 401(k), Roth, IRA, HSA, annuity, brokerage, savings and CDs, for either spouse or jointly, each with its own balance, yearly contribution and expected return.
• 📈Inflation — set the rate you expect and every future balance is also shown in today's dollars, with a matching Social Security COLA.
• 🧾An accounts grid — balances, share of the portfolio, contributions, returns and the projected value of each account on the day you retire.
• 🔒Your plan is never stored — no account, no upload, no server-side copy. Your plan is held in memory while you work, and Save project is the only thing that writes it down — straight to your own device. Open project loads it back. The only thing this site records is an anonymous count of which features get used; open Options (⚙, top right) to turn it off.

⚠ This is not financial advice. This is a planning tool: it does the arithmetic on the numbers and assumptions you enter, so the projections, tax estimates and success rates it shows are illustrations, not predictions, and not a recommendation to buy, sell, contribute, withdraw or convert anything. Real returns, inflation, tax law, health and life expectancy will all differ from the assumptions here, and the model deliberately leaves out much of what matters — state taxes, the taxation of Social Security, IRMAA surcharges and your own circumstances among them. Please talk to a qualified financial planner, and a tax professional, before acting on anything you see here.